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Rented Vehicle

We protect your organization by providing coverage for damages due to bodily injury or property damage arising out of the use of a non-owned vehicle by an authorized operator. This coverage is generally excess to other available insurance. We also provide defense coverage for the authorized operator if your driver has no other defense coverage. Brotherhood Mutual also provides physical damage coverage for rented vehicles, subject to a limit and deductible, regardless of your liability. Additionally, we also provide a specified amount of money for the loss of use or loss of rental income from damage to a rented vehicle, subject to the terms of the rental agreement. Also included in this coverage is a specified sum of money to replace stolen or destroyed personal property of the vehicle occupants during overnight trips, which is excess to other available insurance coverage.